![]() ![]() Entertainment (streaming services, movies, sporting events), hobbies and vacations also fall into this category.īe honest with yourself: While basic clothing and your cellphone bill go into the needs category, high-end fashion and gaming apps would probably be considered wants. So while groceries are essential, dining out at fancy restaurants or springing for rib-eyes for dinner are luxuries and therefore would probably fall into the wants bucket. 30% wantsĪnything nonessential falls into the wants category. “If you don’t pay those minimums, it will adversely impact your financial position, so that’s considered essential,” says Giardino. “The point is to set a budget that works for you and stick with it so you can save as much as you’re able to.”Īlso included in this category are student loan and other minimum debt payments. “If I live in San Francisco or New York or even Austin at this point, is 50% accurate? It’s hard to say,” says Jordan Benold, a Frisco, Texas-based financial planner. For someone earning around $70,000, this would mean a monthly rent or mortgage payment of between $1,125 and $1,350. Experts advise not spending more than 25% to 30% of your after-tax income on housing-though that might be challenging for those in more expensive markets. In most cases, the largest expense in your budget will be housing, be it rent or a mortgage. “These are the absolute must-haves,” says Giardino. The needs category covers the essentials: housing, utilities, car payments, gas, insurance, groceries and so on. Using the 50/30/20 rule, that breaks down to: The exact amount will vary by state, but that will leave you with about $54,000 after taxes, or $4,500 per month. median household income of roughly $70,000 as an example. If you also want to budget for a weekend getaway, you can cancel a few streaming services and switch to home workouts for a bit to stay within budget. For instance, let’s say you pay for half a dozen streaming services and an expensive gym membership and are bumping up against the 30% max in your wants category. He notes that the 50/30/20 budget’s broad categories make it easy to cut expenses and make room for others, thereby creating flexibility. “It’s really effective for those who are new to budgeting and those who don’t want to get lost in every single dollar,” says Greg Giardino, a Tarrytown, N.Y.-based certified financial planner. The budget’s primary advantage is its simplicity. The rule goes like this, each month, your after-tax paycheck is broken down into three buckets: Here’s what you need to know about the tried-and-true budget formula. “It’s really good for people who are new to budgeting and just want a simple way to get started,” says Akeiva Ellis, a financial planner and co-founder of financial education company The Bemused. ” They called it a “good rule of thumb” for getting your budget in order. Elizabeth Warren-then a Harvard Law professor-and her daughter, Amelia Warren Tyagi, in their 2006 book “ All Your Worth: The Ultimate Lifetime Money Plan. The 50/30/20 budget rule was popularized by Sen. The rule is designed to help you be sure you’re covering your needs, saving for the future -and leaving enough left over to spend on the things you want. Perhaps the most popular method is the 50/30/20 rule, which is a simple and effective way to take control of your money. In fact, there are a number of fairly simple budgeting strategies that can give you a solid framework to get started. ![]() With so many budgeting tools designed with today's economy in mind, it's never been easier to take back control of your money and make it work for YOU.Creating a budget for the first time can be intimidating, but it doesn’t have to be. ![]() If you prefer less structure, you'll want to check out our custom Monthly Planners - a favorite among customers for budgeting and special projects. You can also add a budgeting dashboard or budget planning inserts to an existing Erin Condren spiral planner or A5 Ring Agenda to organize everything in one convenient place.ĭon't forget accessories to help you organize and save money like our Budget Accordion Files - perfect for organizing coupons, receipts, cash, and more. ![]() If you're looking for a dedicated budget planner, we have a few options that range from a spiral, color-coded, and tabbed budget planner to a flexible budget book or budget journal. Combine budgeting best sellers and save with our budget bundles, featuring the tools you need to make budgeting easy (and a bit fun with stickers and colorful pens and markers). Our effective, easy-to-use budgeting tools are designed to help you keep the chaos of the world out of your wallet so you can save more and stress less. ![]()
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![]() ![]() Part 2: How Do I Transfer Text Messages from My Android to My Mac Computer Using Email After connecting, you can choose the "Messages" category on the left panel, hitting on the "New" icon and you can edit a new message, and you can send it by tapping on the "Send" icon. Tips: Can I send text messages from my Mac computer? Certainly. You can begin to messages transfer by tapping on the " Back Up" icon. Then look at the pop-up page and select the " Messages" option. Transfer Messages from Android to Mac in 1 ClickĪfter connected, please click the " Super Toolkit" icon on the top and click the " Backup" option. The program will recognize your phone quickly. ![]() Next, please connect your Android phone to the Mac computer with a USB cable, and then enable USB debugging mode on the Android device. Please download and install the program on your Mac computer to run it on the desktop. Tutorial on how do I transfer text messages from my Android to my Mac computer in 1 click: Work with almost all the Android devices, such as Samsung Galaxy S23/S22/S21/S20/S10/S9/S8/S7, Samsung Galaxy Tab S8/Tab S7/Tab S/Galaxy Tab 4/Galaxy Tab S5e, Sony Xperia 1 IV/Xperia 5 IV/Xperia 10 IV/Xperia Pro-I/Xperia 1 III, Huawei Mate Xs/Mate 30/Mate 20/Mate X, OnePlus, Google, Xiaomi, OPPO, Vivo, and more.ĭownload the Android messages manager for free below. Install and uninstall your apps on the Mac computer without hassle. Capture screenshots of your Android device on the computer in 1 tap. USB and Wi-Fi connections between the Android phone and the Mac computer are available. Let you preview and select text messages and other Android data before the transfer. Allow you to modify the information of the contacts, delete and add contacts on the Mac. Support to transfer contacts, user apps, call logs, messages, music, photos, videos, and books at the same time in 1 click. Help you manage and transfer text messages of your Android phone on the Mac computer. Hallmarks of this Android to Mac transfer software: If needed, you can know more features of this software in the following. What's more, this software allows you to send and reply to the messages on the Mac as well as import the messages from Mac to the Android phone, delete, and reset your messages. If you are eager to get a user-friendly and powerful transfer tool to transfer messages from Android to Mac, this Android to Mac Transfer - Samsung Messages Backup, is your best choice, since it can transfer all the text messages from Android device to a Mac computer. Part 1: How to Transfer Messages from Android to Mac with Android to Mac Transfer Part 4: How to Transfer Messages from Android to Computer with Samsung Smart Switch (Samsung Only).Part 3: How to Transfer Messages from Android onto Mac with Messages App (Third-party).Part 2: How Do I Transfer Text Messages from My Android to My Mac Computer Using Email.Part 1: How to Transfer Messages from Android to Mac with Android to Mac Transfer. ![]() ![]() ![]() A game using kilobytes then and a mouse driver using 440Mb today, something went terribly wrong down the line guys. Razer Releases Cortex 9.0 With Free System Cleaner - razer-cortex-dashboard. ![]() ACERCA DE RAZER Razer es la marca de estilo de vida gamer lder del mundo. Razer just releases Cortex 9.0 with improved game-boosting features which now includes a free System Cleaner for games. On the 286 I was playing already playing a zillion of games like DOOM. El nuevo Razer Cortex 9.0 ofrece una solucin gratuita para que los gamers optimicen los juegos y el desempeo de la PC, y se conecten a sus bibliotecas de juegos. The first three computers I owned, the TRS80, PC XT and PC 286, had respectfully 16kB, 128kB and 640kB of RAM. In return, we’re going to pick three winners for insane loot. FYI: the complete mouse driver package consumes (rather consumed) around 440Mb on my system. Razer Cortex 9.0 recently launched, and we want to know your thoughts. One of those tiny drops in a gigantic ocean of rain is Synapse, inside the drop one particle is named Cortex, and attached to that you have Gamecaster. synapse 2) and as an added bonus they spawn tons of publicity in your face. Each drop is a subversion of the idea of the cloud, also requiring software, an internet connection, accounts and passwords, many of them don't remember the passwords (e.g. Out of the clouds came rain, pouring rain. ![]() It all started with the cloud, now the whole internet sky is stuffed with clouds, you need software (multiple versions and releases), an internet connection at all times, accounts and passwords for all of them. There's a million alternatives to Gamecaster, just like there are a million alternatives to every other tool or software. From combing the web for the best game deals, improving your PC performance while gaming or broadcasting your in-game moments, Cortex is the best free all-in-one software to get the best out of your gaming sessions. Granted, not everybody used it, but it was better than nothing. Unlock your PC’s full potential and enhance your gameplay with Razer: Cortex. Razer Cortex / How do you guys like the new Cortex 9. ZackTheFallen On the latest Cortex, it seems like they removed the Gamecaster for recording/streaming. The official Razer channel to get hold of the latest updates, product launches, and more, direct from Razer. ![]() ![]() Brief content visible, double tap to read full content. *STANDARD and OVERSIZES are not indicated. Decompression Cable for 1982-1983 ATC185S. Honda ATC 185s - 2,250 (NW Houston) All ORIGINAL Honda ATC 185s For Sale:This Beautiful 3-Wheeler is in Excellent Condition. *Please note pistons and rings sold by bore size. New listings: 1980 Honda 185S - 1 500 (Ainsworth), 1983 Honda 185s three wheeler - 900 (Bellingham) POST AD FREE. All Wiseco pistons and components are optimized for your vehicle to get the most value for your money. 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![]() ![]() Usage example in NodeJS using : var TelegramBot = require('telegrambot') Īpi. Telegram recently released a new Bot API which abstracts all the complications behind a decent HTTP API. You also have to do all sorts of encryption and decryption. After you connect your bot you can collect subscribers with a website widget or share the link to your bot t.me/ directly.The Telegram API is not as easy to use as a normal HTTP/Rest API, you have to interact with their MTProto protocol. Note, any existing subscribers are not imported to your SendPulse chatbot auditory. Once you have successfully connected your chatbot, you will receive its welcome flow, the bot will appear in your list of bots, and you can start creating welcome and triggered flows, or bulk campaigns. You will be redirected to the Telegram app, click on the “Start” button and you will be subscribed to your bot. In the next window click the “Subscribe” button. In the "Telegram" section enter your token from the necessary bot and click “Connect.” You can also click "Connect" next to the channel. Possible errors returned by the method are: 400 - AUTHTOKENINVALID, an invalid authorization token was provided. Here the question arises how can we interact with bots We. The token must be extracted from the tg://login URI and base64url-decoded before using it in the method. So, we can say that a telegram bot is a third-party application that runs inside the telegram app. If you have already connected bots, go to the " Manage bots" section, and click Add bot. In order to log in, the QR code must be scanned and accepted by an already logged-in Telegram app using auth.acceptLoginToken. If you have not previously had any channels connected, click Connect. Go to the "Chatbots" section in your SendPulse account. Sending a verification code Example implementations: telegram for android, tdlib. To log in as a bot, follow these instructions. No additional parameters need to be passed into methods following authorization. Copy and paste 1) your Telegram bot token and 2) your chat ID from the previous 2 steps into the. Sending your Telegram message using Python. Choose the one you need a token for so you can connect it with Sendpulse. API User Authorization User Authorization Authorization is associated with a client's encryption key identifier: authkeyid. Copy and paste the chat ID into our next step. You will see buttons with any bots that you have created. ![]() Go to the bot and send the command /token. Copy your token value and find more information about connecting your bot to SendPulse in the last section of this article. To connect a bot to SendPulse you need a token. ![]() More detailed information you can find on the. You will receive a message with a link to your bot t.me/, recommendations to set up a profile picture, description, and a list of commands to manage your new bot. In this tutorial we will look at a quick way to create a bot on Telegram. The username must be unique and end with the word “bot.”Īfter you choose a suitable name for your bot - the bot is created. Create a Telegram bot Search for the Botfather in Telegram Start a conversation and type /newbot Enter the new bots name (this will be a display name). And choose a username for your bot - the bot can be found by its username in searches. Choose a name for your bot - your subscribers will see it in the conversation. Graph Messenger is an UNOFFICIAL messaging app that uses Telegrams API and add new features like real multi account system, download manager and time line. Choose or type the /newbot command and send it. In response, you receive a list of commands to manage bots. Telegram is a cloud-based mobile and desktop messaging app with a focus. Official Telegram bots have a blue checkmark beside their name. Enter in the search tab and choose this bot. APIs work with a precise structure to be. Returns basic information about the bot in form of a User object. Make a request to get started A simple method for testing your bot's auth token. If youve got any questions about bots or would like to report an issue with your bot. A simple method for testing your bot's auth token. In other words, those pieces of software give can give you access to many applications as Telegram/Facebook/Twitter but also to large Database as well. The Telegram Bot API provides an HTTP API for creating Telegram Bots. Open Telegram messenger, sign in to your account or create a new one. API is the acronym for Application Programming Interface, which is a software intermediary that allows two applications to communicate with each other. Language: All Sort: Most stars LonamiWebs / Telethon Star 8. Here are 767 public repositories matching this topic. It offers open source clients for a multitude of operating systems and powerful APIs that allow developers to create their own clients and chat bots. If you already have a bot, skip the first paragraph and take a look at the next section. telegram-api Telegram is a cloud-based instant messaging service. How to Find a Token for an Existing Bot. ![]() ![]() ![]() Here, you have a layout of the big map where you can take cities, attack encampments and defenses, recruit companies of different Allies Factions, spend skill points, and more. It’s certainly the franchise’s first take on creating a dynamic campaign through a sandbox-style gameplay, which takes place in Italy during the World War II. One is a dynamic, sandbox game mode which is a resemblance of the Total War series and the other one is a short, scripted Campaign that we knew of from the previous games. In Company of Heroes 3, there are two types of campaigns. ![]() The most obvious one is the single player element, or the Campaign – which is the heart of Company of Heroes series. Thankfully, these elements are still in Company of Heroes 3 which make the game as fun as its predecessor (and they have now added tank riding, high ground bonus, etc), though there are definitely some disappointments. I loved the World War II setting but it’s mostly because how well-crafted and well-designed the games were.ĭestructible environment, its cover system (which I think was the first in RTS back then – I could be mistaken), veterancy system, and animation detail arere just some of the things I love within the series. However, none could actually give me the thrills and fun of Company of Heroes. ![]() I played lots of RTS games back in the days like Warcraft, Command and Conquer, Starcraft, and alike. Company of Heroes 3 Review (Campaign) – The previous Company of Heroes were my most favourite RTS (Real Time Strategy) games of all time. ![]() ![]() into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Actual Acorns Earn rewards investments are made by Acorns Grow, Inc. Clients who have experienced changes to their goals, financial circumstances or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website. Please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Only purchases made with a funding source linked to your Acorns account with the feature active are eligible for the Round- Ups® feature. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investments, you could incur overdraft fees with your financial institution. ![]() Round-Ups® investments are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. Actual clients may achieve investment results materially different from the results portrayed. Such results do not represent actual results and do not take into consideration economic or market factors which can impact performance. Any hypothetical performance shown is for illustrative purposes only. It is not possible to invest directly in an index. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Past performance does not guarantee or indicate future results. Important Disclosures: Investing involves risk, including loss of principal. Securities in your account protected up to $500,000. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA. This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. All rights reserved.© 2021 Acorns Grow Incorporated | Disclosures | Accessibility Robinhood, 85 Willow Road, Menlo Park, CA 94025. Please see Robinhood Financial’s Fee Schedule to learn more. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. listed securities and certain OTC securities electronically. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.Ĭommission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. ![]() Options trading entails significant risk and is not appropriate for all customers. ![]() RHY products are not subject to SIPC coverage but funds held in the Robinhood Money spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (see the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement). Cryptocurrencies held in RHC accounts are not covered by FDIC or SIPC protections and are not regulated by FINRA. Securities products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. ![]() The Robinhood Money spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Cryptocurrency services are offered through Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). ![]() ![]() Please note that the files currently saved on the flash drive will remain as such after the installation. The installer runs under Windows XP, Vista and 7. Before installation, Universal USB Installer needs to be downloaded and run.A Flash Drive of at least 2 Gigabytes formatted with FAT 32 file system.Installation and Requirements of Universal USB Installer Ubuntu The persistence feature ensures benefits of greater storage space and lightening the load and wear on the USB drive. This allows the user to save data changes to the USB storage helping them to recover and use data on further boots on same or different machines. Universal USB Installer Ubuntu Server Typically, a persistent storage space is used while creating Universal USB Installer Ubuntu. Creating a Universal USB Installer Ubuntu doesn’t take much time and expense and ensures huge safety and portability. Besides, using a flash drive is much faster, practical (as more and more computers have USB ports than optical drives) and its upto you whether you want to save the system changes or not. And if you are aware of the dangers of online banking through Windows, then choosing Universal USB Installer Ubuntu is the safest available option. The flash Drive works as a system rescue as you can easily fix the broken copy of your operating system. Universal USB Installer Ubuntu Having a bootable copy of Ubuntu in hand is one of the best things in terms of preparing for problematic situations prior to their occurance.Simple, straightforward and very effective. Once we have created it, we will only have to plug in our USB device before the computer will restart and the Linux distribution will be run automatically. ![]() The process is as simple as selecting the distribution we wish (to choose among more than twenty), select the ISO in our hard drive (we can also download it automatically) and finally proceed to the creation of our 'linux pendrive'. Universal USB Installer is a simple application allowing us to create, in two simple steps, our own Linux installer to have in the pendrive. This may be a good time to print this page, or just read through and make notes, if you're planning to install on this computer. Install Ubuntu 14.04 Trusty Tahr Once you've put the image you downloaded onto a DVD or USB, you will need to shut down your computer. ![]() ![]() ![]() Once you enter your email address a link will be sent guiding you to your Order History.
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